Directorate for development of small and medium sized enterprises, within the program „Ehnancement of competitiveness and export“ has issued credit line aiming at enhancing competitiveness through improving of product and serviceces’ quality and assortment expanding:

- credit amount up to 100.000 €,
- payment term up to 6 years,
- grace period from 12 to 18 months,
- yearly interes rate up to 3,5 %;

credit lime for export enhancement aiming to stimulate placement of Montenegrin products and services on external market:

- credit amount up to 200.000 €,
- payment term up to 7 years,
- grace period from 12 to 18 months,
- yearly interes rate up to 5 %.

and credit line for existing and potential exporters for financing export marketing activities.